San Francisco
2025 agenda
Wednesday, 10 September
Commonwealth Club
1:30pm - 2:15pm
Registration and meet & greet
Mingle with senior payments innovators from across North America
2:15pm - 2:20pm
Opening remarks
Steve Naudé, Global Managing Director, Wise Platform
2:20pm - 2:40pm
Taking your business global
Sonia-Carla Ciocirlie, Global Head of Operations, Wise Platform
Prashant Gandhi, Chief Business Officer, Melio
Diana Avila Gonzalez, Chief Banking and Expansion Officer, Wise
2:40pm - 2:55pm
Building better experiences with payee verification
Matt Parish, Head of Correspondent Banking Product, Wise Platform
2:55pm - 3:15pm
The hidden cost of hidden costs: why transparency pays
Brigit Carroll, Head of Policy for the Americas, Wise
Samant Nagpal, Head of Payments and Risk, Gusto
3:15pm - 4:00pm
Networking break
4:00pm - 4:15pm
The journey to international payments success
Callan Carvey, Delivery Director, Americas, Wise Platform
Mohit Kumar, General Manager, Payments & Trust, Upwork
4:15pm - 4:35pm
A stable conversation with Zach Abrams
Harsh Sinha, Chief Technology Officer, Wise
Zach Abrams, CEO and Co-founder, Bridge
4:35pm - 4:50pm
Keynote: where money goes next
To be announced
4:50pm - 5:00pm
Closing remarks
Lauren Langbridge, Commercial Director, North America, Wise Platform
5:00pm - 8:00pm
Evening reception
Join us for sunset cocktails, dinner, and engaging conversation against the backdrop of San Francisco’s iconic skyline. It’s the perfect opportunity to connect with your peers in a relaxed, inspiring setting high above the city.
Speakers
Stay tuned – more speakers will be revealed soon!

Head of Policy, Wise



Brigit Carroll
Head of Policy, Wise
Brigit Carroll is Head of Policy for the Americas at Wise. Based in Washington, D.C., Brigit leads Wise’s government relations and policy work in Canada, Mexico, Brazil and the United States. Her work focuses on payments and digital finance issues, notably cross-border payments and remittances, payments and market infrastructure, instant/real-time payments and open banking/finance.
Before moving to D.C. in 2022, Brigit spent nearly a decade working in Brussels on E.U. policy. Previous to joining Wise in 2019, Brigit worked at the American Chamber of Commerce to the EU in Brussels. Brigit holds a Master’s degree in EU International Relations and Diplomacy Studies from the College of Europe in Belgium and a Bachelor’s degree from the University of Minnesota.



Chief Banking and Expansion Officer, Wise



Diana Avila
Chief Banking and Expansion Officer, Wise
Diana Avila is Global Head of Banking and Expansion at Wise and part of the Leadership Team, leading the international expansion of the company. She is responsible for building and leading the global team that is making Wise’s services available in more jurisdictions for their growing 13 million customers. The Expansion team works with over 90 global financial partners to enable customers to use Wise around the world. This team has contributed to Wise securing financial licences in 15 jurisdictions around the world, and are continuously working on further expansions. When she first joined Wise in 2015, Diana was responsible for taking on the challenge of expanding Wise’s operations to Latin America through partnerships with financial institutions and securing new regulatory licences. Bringing transparency and a cheaper, faster and better solution for people to transfer money to and from that region requires working closely with local financial institutions and local regulators. Diana is passionate about financial inclusion and innovation towards a better and more efficient financial system. Prior to Wise, she was working as a Financial Regulatory Lawyer in Co



Chief Technology Officer, Wise



Harsh
Sinha
Chief Technology Officer, Wise
Harsh is Chief Technology Officer and US President at Wise, and was acting CEO during Kristo Käärmann’s sabbatical in late 2023. Harsh is responsible for scaling the technology and product teams at Wise, and has strong expertise in international money flows, the future of the international money system, faster payments rails, and building and sustaining a successful tech company.
Prior to joining Wise, Harsh was Director of Product at PayPal where he led the product strategy and development of PayPal’s mobile apps and software development kits. Harsh also spent 12 years at eBay, starting as a Software Development Intern and rising to Head of Software Engineering. In Harsh’s role as Director of Software Engineering he spearheaded the development of eBay’s Click & Collect platform globally, including launching eBay’s Click & Collect integration with Argos in the UK. Harsh is also an advisor and an investor in early stage startups.



Commercial Director, North America, Wise Platform



Lauren
Langbridge
Commercial Director, North America, Wise Platform
Lauren Langbridge is the Commercial Director, North America at Wise Platform, Wise’s global payments infrastructure for banks, financial institutions and enterprises around the world. She is an experienced fintech professional leading on scaling and shaping the partnerships and go to market strategy for Wise Platform’s solutions in North America. Prior to joining Wise, Lauren was at Currencycloud where she played a key role in transforming the company from a UK-centric startup into a global cross-border payments firm.



Head of Correspondent Banking Product, Wise Platform



Matt Parish
Head of Correspondent Banking Product, Wise Platform
Matt Parish is currently the Head of Product for Correspondent Banking at Wise Platform, responsible for leading the teams that build products for banks and financial institutions across Wise Platform’s API and Swift rails. Previously, he was a Group Product Manager at TrueLayer, focusing on eCommerce around the world. Over his tenure at TrueLayer, Matt Parish launched Variable Recurring Payments (VRP) in the UK, and managed the UK&I product, where he scaled Data usage by 10x and Payments volumes by over 100x. He also led the launch of TrueLayer’s first European market in Ireland, growing it to serve multiple clients and thousands of end-users. Before joining TrueLayer, he worked at Capco, specializing in architecture and open banking, and was part of the Capco team that helped launch Mettle, a new challenger bank funded by NatWest.



General Manager, Payments & Trust, Upwork



Mohit Kumar
General Manager, Payments & Trust, Upwork
Mohit Kumar leads Payments & Trust at Upwork, shaping the future of secure, seamless financial experiences for the global talent marketplace. His organization delivers critical infrastructure and customer-facing experiences that power billions in transactions while building trust at scale between freelancers and clients around the world.
With nearly two decades of experience across payments and marketplaces, Mohit has worked across multiple geographies and business stages – from early-stage startups to some of the world’s largest public brands – bringing a global, cross-marketplace perspective to his leadership. Before joining Upwork, he was Senior Director of Product Management at eBay, where he led the transformation of its global payments platform and oversaw key initiatives across order management, billing, tax, and loyalty.
Mohit holds a Bachelor of Engineering and a Master’s in Operations Management from Mumbai University. He is passionate about unlocking growth through trusted, modern payment experiences.



Chief Business Officer, Melio



Prashant Gandhi
Chief Business Officer, Melio
Prashant Gandhi has two decades of financial services and tech experience. Prior to Melio, he was Managing Director at JPMorgan Chase and Chase’s Head of Digital Payments. At JPMorgan, he built a team that managed the entire suite of digital payment products used daily by Chase’s nationwide retail and small business customers. He also collaborated with JPMorgan’s Corporate Responsibility team to run programs for enhancing financial literacy among court-involved youth. Prior to JPMorgan Chase, Prashant spent 16 years at McKinsey & Co as a Partner in its Delhi and New York offices and helped launch a new practice called McKinsey Digital as the Global Chief Operating Officer.



Global Head of Delivery, Wise Platform



Prasangi Unantenne
Global Head of Delivery, Wise Platform
Prasangi Unantenne is the Global Head of Delivery at Wise Platform, Wise’s global payments infrastructure for banks, financial institutions and enterprises around the world. Sangi leads the Presales and Delivery teams working closely with partners ensuring a strong product fit and quality implementation of our products. She has 15 years of international experience in financial services across a range of Product Management, Business Development, Project Management/Delivery and Operations roles in both Issuing and Acquiring businesses.



Head of Payments and Risk, Gusto



Samant Nagal
Head of Payments and Risk, Gusto
Samant Nagal is the Head of Payments and Risk at Gusto, leading teams that build payments solutions designed for the needs of small and mid-sized businesses. These solutions help SMBs run payroll faster, unlocking cash flow for their growth and survival, while providing peace of mind around compliance.
Prior to joining Gusto, Samant spent five years at Square as General Manager and Chief Risk Officer. He has also served in leadership positions at Amazon and America Express, leading teams for business payment products and risk management. Samant is a customer-first leader who believes that risk, revenue and customer experience are a balancing act that when done successfully drives long term profitable growth.


Global Head of Operations, Wise Platform



Sonia-Carla
Ciocirlie
Global Head of Operations, Wise Platform
Sonia-Carla Ciocirlie is the Head of Business Operations at Wise Platform, Wise’s market-leading global payment infrastructure for banks, financial institutions and enterprises around the world. She leads the Servicing teams providing enterprise-level support to Wise Platform partners, ensuring scalability, whilst reducing costs and improving SLAs. The Servicing teams include Compliance Operations, such as KYC and KYB, Risk Assessment and Monitoring, Enterprise Support, Customer Success, FinCrime Operations and Payment Operations. Since joining Wise in 2016, Sonia has held various positions including in Marketing and Sales.



Global Managing Director, Wise Platform



Steve
Naudé
Global Managing Director, Wise Platform
Steve Naudé is the Global Managing Director of Wise Platform, Wise’s global payments infrastructure for banks, financial institutions and enterprises around the world. Wise Platform provides these organisations with the capabilities, technology and network to enable fast, secure and cost-effective international payments for their customers. Previously, Steve has worked on payments international expansion, as well as direct connections to payment schemes such as UK Faster Payments and Swift.



CEO and Co-founder, Bridge



Zach
Abrams
CEO and Co-founder, Bridge
Zach Abrams is the CEO and co-founder of Bridge (recently acquired by Stripe). Bridge is the world’s leading orchestration platform for stablecoins, building new tools that transform how we move money. Prior to starting Bridge, Zach served as Chief Product Officer at Brex, Head of Consumer at Coinbase, and GM at Square. Before that, he and Bridge co-founder Sean Yu founded Evenly, a P2P payments company (acquired by Square).
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