Coen is the CEO and founder of the Tyme Group, a Singapore-headquartered multi- country digital banking group that has amassed 18 million customers in its two banks, TymeBank South Africa (launched in 2019) and GoTyme Bank Philippines (launched in 2022).

Passionate about unlocking human potential through broadening economic participation and financial access, Coen founded Tyme in 2012. Tyme began as a mobile money remittance operator that offered local remittance services. In the process, Tyme developed a core banking system, which enabled its first foray into digital banking through building a low-cost digital bank in Namibia. Tyme was acquired by the Commonwealth Bank of Australia (CBA) in 2015. Two years later Coen was appointed Group Executive of CBA responsible for its international retail banking and insurance

business.

Under Coen’s leadership, Tyme successfully applied for a banking license from the South African Reserve Bank (SARB) in 2017, becoming the first to receive a banking license in 20 years. In 2018 Coen led a management buyout of Tyme from CBA. The opportunity arose from CBA’s retreat from emerging markets. TymeBank South Africa was launched in 2019 and has since scaled to 11 million customers, with Tyme also expanding to Southeast Asia in October 2022 with the launch of GoTyme Bank in the Philippines, which has onboarded 7 million customers to date.

Prior to Tyme, Coen served as a Partner in Deloitte’s strategy and innovation practice, and Director of Community Banking at Standard Bank, where he led a strategy to extend banking to underserved consumers, adding digital channels and more than a million additional customers to the bank. He was also previously the CEO of ENS (South Africa’s largest law firm) and a member of Nedcor Investment Bank’s Executive Committee.

Coen holds an MBA from the Gordon Institute of Business Science and two law degrees with honours. He has also held multiple board positions, including in Vietnam International Bank (VIB) and PT Bank Commonwealth in Indonesia, which he chaired until December 2018.

Giovanni Casinelli is the Co-founder and President of Aspire, the all-in-one financial platform founders use to run globally.

A serial entrepreneur with over a decade of leadership experience across financial services, deep-tech, marketplaces, and payments, Giovanni has a proven track record of building and scaling technology companies at the intersection of innovation and execution.

Under Giovanni’s leadership, Aspire has grown into a global fintech platform serving 50,000+ businesses across 30+ markets, backed by Sequoia, Lightspeed, Y Combinator, Tencent, and PayPal, and recognised by CB Insights and CNBC as one of the world’s Top Fintechs two years running.

Jack Pinczewski is the Asia-Pacific Government Relations Lead for Wise. He has over a decade of experience in public affairs and policy having worked for an Australian Prime Minister, State Ministers and the Israeli Ambassador to Australia at senior levels. He spends his free time climbing, reading and travelling.

Ms. Fowler is a member of the Secretariat of the Financial Stability Board, where she supports the FSB’s work on the G20 Roadmap to enhance cross-border payments and tokenization. Ms. Fowler also contributes to Bank of International Settlements Innovation Hub (BISIH) projects.
Prior to joining the FSB, Ms. Fowler led the North American Fintech Policy team at Facebook/Meta, with a focus on digital wallets, stablecoins and digital assets. Ms. Fowler previously served in senior positions in the U.S. Department of the Treasury for nearly two decades, leading policy development related to anti-money laundering, counter-terrorist financing, counter proliferation financing and sanctions. Ms.Fowler also served as the Vice President of the Financial Action Task Force (FATF) and chaired key FATF
working groups on policy development and international cooperation.
Ms. Fowler holds a master’s degree in foreign service from Georgetown University, and a bachelor’s degree from Wake Forest University.

Kristo is the co-founder and CEO of Wise, the global tech company building the best way to move money around the world. Prior to starting Wise, Kristo was a management consultant with Deloitte Consulting & PricewaterhouseCoopers.

He worked with European banks and insurers to modernise their processes and systems. Stunned by their inefficiency, he teamed up with Taavet Hinrikus, then Skype’s director of strategy, to develop an entirely new system for moving money across borders. Kristo was selected as one of the World Economic Forum’s Technology Pioneers 2015.

Liispet Kaisel is the Head of Account Management at Wise Platform, Wise’s global payments infrastructure for banks, financial institutions and enterprises around the world. With more than eight years of experience in cross-border payments and deep expertise in B2B partnerships, she leads the APAC account management team. In her role, Liispet is responsible for driving the joint success and growth of Wise Platform’s strategic partners, helping them get the most out of Wise’s payment rails. 

Matt Parish is currently the Head of Product for Correspondent Banking at Wise Platform, responsible for leading the teams that build products for banks and financial institutions across Wise Platform’s API and Swift rails. Previously, he was a Group Product Manager at TrueLayer, focusing on eCommerce around the world. Over his tenure at TrueLayer, Matt Parish launched Variable Recurring Payments (VRP) in the UK, and managed the UK&I product, where he scaled Data usage by 10x and Payments volumes by over 100x. He also led the launch of TrueLayer’s first European market in Ireland, growing it to serve multiple clients and thousands of end-users. Before joining TrueLayer, he worked at Capco, specializing in architecture and open banking, and was part of the Capco team that helped launch Mettle, a new challenger bank funded by NatWest.

Nilan is Chief Product Officer at Wise, where he leads on growth across channels including product and platform.

Prior to Wise Nilan was VP Growth at HouseTrip, in charge of scaling the company’s growth in the European market. He’s also worked as Chief Marketing Technology Officer at Holiday Extras, where he was responsible for all areas of technology, marketing and customer acquisition. Nilan also advises a number of early stage startups on growth and getting to traction.

Samarth Bansal is the General Manager, Asia Pacific at Wise Platform, Wise’s global payments infrastructure for banks, financial institutions and enterprises around the world. He leads the Wise Platform team in APAC, and is responsible for driving the growth of Wise’s infrastructure offering to banks and enterprises in the region, including the partnerships with Mox Bank, Bank Mandiri and ZA Bank. Prior to joining Wise, Samarth has held leadership positions at other fintechs in the B2B cross-border payments space across product, expansion and business development.

Rafe Haneef is the Group CEO of MBSB Berhad that comprises MBSB Bank and
MIDF group. He was previously the CEO of Group Transaction Banking at CIMB from
2019 to June 2023 Rafe began his Islamic banking career in 1999 with HSBC Investment Bank in London.
Over the past 25 years, he has held various leadership roles at HSBC Amanah (Middle
East), ABN Amro UAE, Fajr Capital UAE and CitiGroup Malaysia. He was then
appointed as the CEO of HSBC Amanah Bank, Malaysia in 2010 and subsequently
joined CIMB as the CEO of CIMB Islamic Bank and Group Islamic Banking in 2016.
He also served as CIMB’s Group Chief Sustainability Officer and the CEO of CIMB
Foundation, where he was instrumental in positioning the sustainability agenda as a
key strategic driver for CIMB Group.

Rafe read law and Islamic law at the International Islamic University Malaysia and then
pursued his Master of Laws at Harvard Law School. He was admitted to the Malaysian
Bar in 1995 and qualified to the New York State Bar in 1997.

Rian is a professional banker with more than 26 years of experience in the banking and financial industry. She earned a Bachelor of Arts degree from Clark University, USA, followed by a Master of Business Administration degree from Boston University, USA. She  began  her  career  at  Mellon  Asset  Management  Taft-Hartley  Group  in  1999,  with  the  last position as AVP – Client Service Manager. In 2006, she joined Commonwealth Bank Indonesia with  several  leadership  roles  at  Commonwealth  Bank  Indonesia,  including  Head  of  Wealth Management, Head of Product, Services, & Marketing, Head of Strategy & Project Management and concluded her tenure as Executive Vice President – Head of Digital Channel & Delivery. In 2021, she joined PT Bank Negara Indonesia (Persero), Tbk. (BBNI) as Senior Executive Vice President of Digital Business. She was also entrusted by the BBNI Group to serve as President Commissioner of PT BNI Modal Ventura and President Commissioner of PT Hibank Indonesia. She was appointed and has been serving as the Director of Network & Retail Funding since March 2025.

Steve Naudé is the Global Managing Director of Wise Platform, Wise’s global payments infrastructure for banks, financial institutions and enterprises around the world. Wise Platform provides these organisations with the capabilities, technology and network to enable fast, secure and cost-effective international payments for their customers. Previously, Steve has worked on payments international expansion, as well as direct connections to payment schemes such as UK Faster Payments and Swift.

Vijay Shekhar Sharma is the founder of Paytm and an Indian technology innovator who has transformed the mobile payments and financial services distribution landscape in the country. He led India’s shift towards a mobile-first economy and
pioneered innovations such as QR code-based payments, Soundbox, and cardmachines – redefining the way Indians transact. A firm believer in the power of emerging technologies, Vijay has been at the forefront of India’s Artificial Intelligence revolution, driving advancements that enhance financial inclusion, strengthen digital infrastructure, and drive innovation in the payments ecosystem. He is also a prolific investor, supporting startups across fintech, e-commerce, and technology, shaping the future of India’s tech landscape and reinforcing the country’s
position as a global leader in digital advancements.